Released on = January 3, 2006, 9:49 am

Press Release Author = Retirement Planning Services

Industry = Accounting

Press Release Summary = New Website focuses on the importance of retirement income
planning, and reveals key strategies for successful plans.

Press Release Body =
FOR IMMEDIATE RELEASE
06/01/2006


Assuring a Bountiful Future with Retirement Income Planning

New Website focuses on the importance of retirement income planning, and reveals key
strategies for successful plans.

MINNESOTA, With the instability of today\'s economy and the rising costs of housing,
healthcare and basic living amenities, retirement income planning is more important
than ever. More than simply developing a savings plan, retirement planning can
include investments, insurance policies and estate management plans. A new website
called \"Retirement Income Services\" ( http://www.retirement-planning-services.org/ )
has been created to help people get their questions answered and get up to date
information. As Jennifer Roman says \"Social security is an important part of
retirement income planning but it won\'t necessarily cover all your needs. Retirement
should be a time of relaxation and enjoyment, but without effective planning it can
become a financial nightmare of stress and worries. No matter your current age, it\'s
never to early to start planning your financial future. The earlier a plan is
developed, the more money you will have to work with once it comes time to retire.
Su
perior planning can ensure that your future retirement can be spent doing the
things you most enjoy, without worrying about running out of money.\"

Retirement income plans are unique to every individual, according to Roman. What
works for one person may not be the best solution for another. Developing the most
effective retirement plan requires analyzing a combination of factors including
current income, credit debt, equity, tax requirements and social security
projections. Whatever your current situation, the following steps can be applied to
anyone wishing to begin now:

1. Organization - As with any financial planning endeavor, having an organized
filing system of documentation is key to effective retirement income planning .

1. Establish Financial Goals - Set realistic goals to cover expenses that you
foresee in your retirement. Whether you\'re planning to travel, purchase a new
home or finance educational costs for children or grandchildren, calculate all
potential expenses into a single retirement income planning goal.

1. Analyze Current Budgetary Spending - Unless you know the percentage of income
you currently spend, it will be difficult to set aside money for your retirement
planning. Before you can plan for the future, you will need to understand your
current spending habits.

1. Identify Assets and Liabilities - Along with calculating the income spending
totals, figuring out your total net worth is also necessary for retirement income
planning .

1. Seek Professional Assistance - Once you have a good idea of your current
worth, seeking help from a professional financial consultant is the best way to
assure your retirement income planning is structured for the best returns on your
investments.


Contact Jennifer Roman for more insights into this topic. e-mail: jroman@hotmail.com
Other helpful information regarding the can be found at:
http://www.retirement-planning-services.org

For More Information Contact:

Jennifer Roman
jroman@hotmail.com
http://www.retirement-planning-services.org/sitemap.html



Web Site = http://www.retirement-planning-services.org/sitemap.html

Contact Details = Jennifer Roman